Advice on Buying a Lot or Buying Land in Santa Cruz County

By Terri Woods – Terri sells real estate in Santa Cruz County (including Santa Cruz, Soquel, Capitola, Aptos, Watsonville, Rio del Mar, Seascape, La Selva Beach) and North Monterey County

Amazing! Pristine! Delightful! Views! Majestic!

You see the ads. You see the pictures. But what are you really looking at?

Buying a lot or land is different from a home purchase. When you decide to purchase land, whether it be a small lot in a subdivision or acreage, there are a few things to consider.  This is my quick checklist.

1.  What are you going to do with the lot/land?  Are you planning on building, hunting, camping?

2.  What is the zoning?  Does the zoning allow me to use the lot/land the way I want to use it?

3.  Does it have utilities?  Is there city services? Well? Septic? Electricity? Cable? Internet accessibility? 4G? Are the utilities above ground or buried?

Beverly Hillbillies

Click to watch Season 1, Episode 1. Get ready to laugh.

4.  What do the neighbor’s property look like? Will my neighbor’s property increase my value or decrease my value? (I was showing buyers recently who chose not to purchase a home because of the neighbor’s lot. They called it “The Clampetts” property – you know, the Beverly Hillbillies before they were “Beverly”? Oh, the fun memories. )

5.  Are there any easements? Permits? Setbacks? Deed Restrictions?

6.  Financing? If you choose to finance, be prepared to put more as a down payment as compared to a home purchase. A lender may require 20% – 50% down with a possible higher interest rate.

7.  Is there any future plans for the property by the governmental agencies (i.e. highway proposal, high-speed railway, landfill, power plant, etc.)

8.  Is there easy access to the property? Paved road? Legal?

9.  Is it in an area of heightened natural disasters? Extra Fire Insurance? Landslide? Flooding? Protected Habitat? Smells? Sounds?

10.  Is there a recent survey with clearly marked corners?

Don’t expect the seller or the Seller’s real estate agent to have all the answers to your questions. As a buyer, you are in charge of your own “due diligence” in finding answers to those questions and any other questions that may arise.

Call me and I will help you with resources and the gathering of information so you can make an informed decision.

Aptos, CA Lots – Land For Sale

Capitola, CA Lots – Land For Sale

Soquel, CA Lots – Land For Sale

Santa Cruz, CA Lots – Land For Sale

Watsonville, CA Lots – Land For Sale

La Selva Beach, CA Lots – Land For Sale

About terriwoods

I help people buy and sell real estate in Oregon and California. I want to be the resource for all your real estate needs. If you have a question or even a comment - please feel free to call, email or even text. I take my customer service seriously. Visit my websites at and
This entry was posted in Aptos Real Estate, Capitola Real Estate, La Selva Beach Real Estate, Rio del Mar Real Estate, Santa Cruz County Real Estate and North Monterey County Real Estate, Santa Cruz Real Estate, Tips on Buying a Lot, Tips on Buying Land, Watsonville Real Estate and tagged , , , , . Bookmark the permalink.

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